Lorena Colin

• Tampa, FL
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Hi! My name is Lorena and I strive for excellence in all aspects of life.

Lorena Colin's Bio:

Lorena Colin's Experience:

• Financial Center Lending Officer at Bank of America

  November 2015 - Present | Tampa

  I have teamed up with the leading financial institution in the Country to provide assistance to present and future home owners. I'm passionate about building relationships with my clients and assisting them in every way I can. As a Mortgage Loan Officer, I offer educational resources, knowledge from my years of experience, and the personal attention and support every client deserves. *The postings on this site are my own and do not necessarily represent Bank of America's positions, strategies, or opinions.

• Mortgage Specialist at Wells Fargo Home Mortgage

  January 2012 - December 2012

  Evaluated the client's needs, situation, property value, income, goals and long term benefits to provide the best loan programs. Provided vast information to achieve informed decisions and gave opportunities to clients who otherwise would not qualify but after some orientation would get in the right track to be approved. I also participated in the exciting times of being able to help people with "underwater" homes whose mortgage balances were superior to the property value and were able to lower their years and or payments thanks to the implementation of the Home Affordable Refinance Program (HARP). I was often recognized to be efficient following up with customer, submitting clean and complete files which allowed me to close a HARP files in a record time in the company (11 days).

• Real Estate Agent- Realtor(R) at Partnership Realty Inc

  September 2011 - January 2012

  As a Seller's Agent I marketed homes in the local community (Sarasota-Bradenton) by utilizing a proven successful marketing plan. Provided virtual tours on website of homes listed providing them with additional exposure. Created sales brochures for the listings to profitably market the home. Promoted the sale of properties through advertisements, open houses, and participation in multiple listing services. As a Buyer's Agent, I negotiated the best possible contract for the clients. Developed a network of builders and REO managers. Worked with home inspectors and appraisers to determine any and all actions that need to be taken prior to closing. Ensured that all terms of the contract were met prior to closing.

• Mortgage Loan Originator NMLS #389462 at Christensen Financial Inc.

  March 2011 - September 2011

  Became certified according to state and national requirements. Offered warehouse and brokered loans of a wide variety of programs and guidelines. Worked with clients to identify needs and desires along with financial situation to provide mortgage loans that met those goals. Analyzed market value, mortgage balance and customers' plans to help designing a real estate or financial plan accordingly. Provided basic information about income documents criteria, loan guidelines and credit scoring criteria to educate customers increasing their chances of being approved.

• Mortgage Consultant at Wells Fargo Home Mortgage

  July 2010 - January 2011

  Served as the bridge between the bank and the customer. Maintained communication flow with processing, underwriting, management and verifications department. Provided guidance to current customers seeking to purchase or refinance conventional, FHA, VA and USDA loans. Organized first time home buyers' seminars and in-branch training sessions (in the Wachovia banks). Trained and tested to comply with the most updated better business practices and financial regulations. Effectively used Marketing Leads System generating business.

• National Coordinator/ Executive Director at Mexican-American Coalition

  July 2009 - May 2010

  Elected National Coordinator for the Mexican-American Coalition (MXAC), a national non-partisan leadership network composed by Mexican and Mexican American leaders representing over 500 grassroots organizations from all over the U.S. headquartered in Chicago, with the mission of advancing the interests of the Mexican community in the U.S. Coordinated and supervised actions including but not limited to rallies, marches, press conferences, elaboration of PSA'S, press releases, maintained a website, edited documents, organized informative sessions, analyzed legislation, met with congress-members of both U.S. and Mexico and coordinated actions across the country. Acted as a spokesperson for the organization in numerous radio and T.V. interviews. Played a key roll on the turn out for the marches on Washington D.C., Arizona, Los Angeles, San Francisco. Based mainly in Chicago, IL, traveled to at least 14 main cities in the US. Part of the Steering Committee for the Reform Immigration for America campaign. Coordinated and supervised actions performed by the organization including rallies, marches, press conferences, producing PSA'S, informative sessions, analysis groups and coordinated actions across the country that would unify the message and strengthen our incidence in several matters that affect our community. Acted as a spokesperson for the organization in numerous radio and T.V. interviews. Organized the participation that played a key roll on the turn outs for the marches on Washington D.C., Arizona, Los Angeles, San Francisco and rallies around the country. Traveled to at least 14 main cities (including numerous meetings in DC) visiting and organizing groups of leaders working together for the cause and participated in strategy meetings and communications conferences as part of the Steering Committee for the Reform Immigration for America campaign.

• Real Estate Agent at Green Light Realty

  July 2008 - July 2009

  Successfully guided homebuyers and sellers through the sale and purchase of properties. Generated lists of properties that were compatible with buyers' needs and financial resources. Coordinated appointments to show homes to prospective buyers. Established positive flow of communication with other agents, buyers and sellers, mortgage officers, title personnel and attorneys involved in the home buying and selling process. Presented purchase offers to sellers for consideration. Negotiated contracts on behalf of clients. Coordinated property closings, overseeing signing of documents and disbursement of funds.

• Mortgage Broker at Access E Mortgage

  February 2006 - June 2008

  One of the top performers with track record of constantly meeting or exceeding customer expectations or sales goals. Skilled in educating customers about several financing products and recommend best options that met their short-term as well as long-term need. Oversaw processing and pre-underwriting of conventional and FHA residential loan applications. Published articles in local magazines and developed strong relationship with customers, resulting in numerous referrals.

• Loan Officer at Ameriquest Mortgage Company

  March 2005 - January 2006

  Sales Leader of the Region, Top producer of one of the most successful Branches in the Area in several occasions. Received excellent training; worked under pressure achieving excellent results. Assisted Manager with training classes for the office members.

• Sales Executive Latin America at New Advantage Corp

  January 2003 - October 2004

  Pioneered operations in Guadalajara Mexico company's new operation center in 2003. Developed commercial contacts in Mexico and Latin America. Established commercial relations with manufacturers in Mexico, Brazil, Puerto Rico and Chile. Transferred to the Headquarters in Saint Petersburg, Florida on July of 2004.

• Regional Manager at Plastic Industrial Packaging (Episa)

  December 2000 - April 2003

  Managed the West Area of Mexico including the states of Jalisco, Colima and Michoacan; developed administrative functions, achieved sales quota as well as provided customer service to manufacturers of products that required the use of industrial plastic packaging (low density polyethylene) in the region. Worked under pressure obtaining specific results, efficiently managed reports. Maintained a home office and became the youngest manager in the company at the age of 20.

• Capacitador Asistente Electoral (Electoral Trainer) Zapopan Jal at Instituto Federal Electoral- Federal Institute of Elections

  June 2002 - December 2002

  Trained citizens randomly selected as persons in charge of the polling booths in order to educate them about the process and verify their correct performance during the Election Day. Provided support and guidance to the people in charge of each polling booth for the shipment of District Council election packets.

• Paralegal at Macias-Flores Law Firm

  December 1999 - November 2000

  While studying full time in Law School, worked full time also assisting with paralegal work and legal research on some of the firm's top real estate civil and commercial cases Legal document writing, follow up through the different legal stages of all the files, assistance with organizational and clerical work of the office.

• Legal Researcher at SMM Legal Group

  January 2014

  SMM Legal Group handles Personal Injury and Wrongful Death, Personal Injury Protection (PIP), Real Estate Transactions and Immigration. Our professional and dedicated team of attorneys and staff are experienced, technologically savvy and multilingual (Spanish, Italian, and French) to help clients who are not native English speakers. We offer our clients cost-effective solutions combined with legal experience, skill, and accomplishment. We also provide representation of clients from all over the world, as well as businesses and corporations.

• Realtor at Keller Williams Realty of the Palm Beaches

  March 2013

  Ample legal education and financial experience, with a vast mortgage knowledge and technology mastery, thriving to provide clients with a service of excellence, making their home sell or purchase experience pleasant and simple.

Lorena Colin's Education:

• Universidad del Valle de Atemajac

  2000 – 2004
  J.D.

Lorena Colin's Interests & Activities: